Did you know that many people are using FHA 's 203k loans to buy those "handy man" specials at bargain prices?

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What Buyers want in their Maryland FHA loans:

• A "comfortable mortgage payment" a Good Deal
• A smooth transaction
• To understand what and how it works.

The most common phrase home buyers repeat: "I don't want surprises" and "Is this the right fit for me?"

What you will learn on this site

• FHA Down Payment: How much is it and which are allowable resources that may provide it
  
• What's this Mortgage Insurance? Why am I paying this?
• FHA 203k Financing: Buying and renovating all in one loan.
• FHA w/ First Time Homebuyer programs: No Down Payment out of pocket.
• FHA 's minimum credit scores vs. the market's minimum credit scores requirement. Do I need to re-score to qualify?


• FREE Bonus: Free FHA calculator that includes both types of mortgage insurance. Down load it for your use.

WARNING!!! This website is Time Stamped

Can you believe that some FHA web sites are still touting 3% down payment (it's 3.5% by the way) and the Up Front Mip at 1.5% when it's been 1.75% for over a year.

Is what you are reading up to date? I receive alerts to changes on FHA loans when it happens through my mortgage company, FHA twitter, and FHA's official website. My Business depends on it. If you want the most current information on FHA than this site is for you.

I've shaved off all the fluff and layed out the information in its simplest way. A time tested way that many of my clients have raved about.Now it's time for you to take a stroll through the tabs. Enjoy.